No Closing Cost Mortgages
There are two No Closing Cost Programs:
1. Roll in your costs. We can roll your cosing costs and/or escrow into your loan. The advantage is that you will pay market rates. Your monthly payment will be less. If you plan to keep your loan for two or more years, this would be the best loan for you.
2. The second program, A "No Lender Fee" loan, usually will not cover the title, escrow, and other outside charges you may need to complete the refinance. Depending on your loan amount, "A No Lender Fee " mortgage is typically .250% higher in rate than the roll in your costs mortgage.

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